Sosialisasi Pembiayaan dan Penilaian Investasi Syariah Pada UMKM Desa Kota Daro II Ogan Ilir Sumsel

Abstrak

This community service aims to increase understanding of micro, small, and medium entrepreneurs (MSMEs) in the village of Kota Daro II Rantau Panjang, Ogan Ilir Regency, South Sumatra, regarding financing schemes and investment feasibility according to sharia because entrepreneurs still have a common understanding of these schemes. Implementation methods used are lectures, tutorials, and questions and answers. The target for this service is 30 MSMEs engaged in agriculture, duck farming, small traders, and songket craftsmen. The results of this activity indicate that these entrepreneurs have only just understood the mudharabah and musyarakah financing schemes and the feasibility of investment appraisal. In principle, these entrepreneurs have read and heard about this sharia financing, but they need help understanding how to understand and take advantage of this scheme. After the socialization, almost all participants understood and wanted to take advantage of the scheme. Considering this service is limited to Kota Daro II village, the next service is expected to expand to other villages to socialize the financing scheme and investment feasibility. Policymakers, especially Islamic banking, should create a financing scheme without asking for collateral from entrepreneurs who will use this scheme.